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Home buyers who make a down payment of less than 20 percent need to pay private mortgage insurance (pmi), which protects their lenders in case they default on the loan but adds to the. a home with.

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Through the program, the bank promises to close a mortgage in 21 days, and if the bank doesn’t close on the loan in the timeframe, it will pay the borrower $1,000. “We’re here to help our customers.

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