Fixed Term Loan
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The first product of the bouquet is ‘FD Life’ which is a fixed deposit coupled with security through a free term life insurance. The second product is ‘FD Invest. increase in non – performing loans.
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A fixed interest rate loan is a loan where the interest rate doesn’t fluctuate during the fixed rate period of the loan. This allows the borrower to accurately predict their future payments. variable rate loans, by contrast, are anchored to the prevailing discount rate.
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Definition of fixed-rate loan: A loan in which the interest rate does not change during the entire term of the loan. For an individual taking out a loan.
A term loan is a loan from a bank for a specific amount that has a specified repayment schedule and either a fixed or floating interest rate.
Fixed Term Loan A fixed term loan involves a pre-arranged limit over an agreed period. Under this type, we provide for loans of UGX550, 000 to UGX6-million that can be repaid over 12 to 24 months.The repayment amount on your loan may not be more than 30% of your net income.