Fha Construction Loans Requirements Fha Loan After A Foreclosure The Guide to Getting a Mortgage After Foreclosure Home equity loan. With a home equity loan, you borrow a lump sum of cash using. Decent credit. The first is your credit score. substantial equity. The second element that needs to be in place is your available equity, Low debt.

FHA Loan requirements important fha Guidelines for Borrowers. The FHA, or federal housing administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories.

Next, the lender will likely access your credit report(s). FHA Title 1 Home Improvement Loans. Homeowners can apply for Title 1 loans to fund a variety of improvements to their home, big or small. If your furnace conks out, you can apply for a Title 1 loan to fund its replacement. If you need a new roof costing ,000, you can use a Title 1.