I’m closing on a house next friday and wondered what is a good interest rate? I was locked in at 4.25 30 year va loan mortgage. According to the mortgage company my fico scores was in the 690’s to 705.

CURRENT MARKET*: The "Best Execution" conventional 30-year fixed mortgage rate is 4.625%. Fewer lenders are offering 4.50% without charging an origination fee. On fha/va 30 year fixed "Best Execution".

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For the record, you can obtain mortgage rates at every eighth of a percent, so it’s also possible to get a rate of 3.625%, 3.875%, 4.125%, 4.375%, and so on. But for the sake of simplicity, I spaced it every quarter of a percent except for the jump from 5% to 5.5%.

30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 3.99% and 75.00% loan-to-value (LTV) is $953.68 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.243%.

On FHA/VA 30 year fixed "Best Execution" is 4.375% and in some cases 4.25% is on the table. This implies a "flight to safety" could continue to benefit mortgage rates in the near-term. Still, while.

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For example, consider a rate of 3 percent on a 5/1 ARM compared to 4.375 percent on a 30-year fixed mortgage. The extra 1.375 percent in rate savings equates to $14,000 in payment savings over 5.

Rate is fixed. The payment on a $203,500, 30-year fixed rate loan at 4.375% and 76.22% loan-to-value (LTV) is $1148.38 with 1.875 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.80% of the base loan amount.

4.375%: 4.534% * = Special Program. The APR for Adjustable rate mortgages (arm) is variable. *Sample terms: If you borrow $294,500.00 at 4.903 APR with a 30-year term, your estimated monthly payment may be $1514.14 for principal and interest. The payment amount does not include taxes and.

Mortgage rates didn’t budge today-not one little bit. From there, they settled into a flat range mostly consisting of 4.375 and 4.5%, but with occasional forays to 4.25 and 4.625%. While the bias. 9 Adjustable Rate Mortgages are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period.

VA 5/1 Adjustable-Rate Mortgage Loan. APR calculation for an adjustable rate VA purchase assumes a 740 credit score, a single-family, owner-occupied primary residence located in Georgia, a 0% down payment, a loan amount of $229,084, a 45-day lock period and financed funding fee.

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