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In Texas, home refinance laws differ from those of other states. Cash-out Refinance Rules. In Texas, refinance transactions where borrowers wish to receive cash are limited to 80 percent loan-to-value (LTV). This means a new loan amount cannot exceed 80 percent of the value of a home.

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Streusand also is chairman of the governmental relations committee for the Texas Mortgage Bankers Association, an influential industry trade group. He’s been working with the Texas Legislature in an.

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